Equal Housing Lender | © 2010-2025 Semper Home Loans, Inc. NMLS #1053 www.nmlsconsumeraccess.org
Semper Home Loans, Inc. is an Equal Opportunity Employer. Semper Home Loans, Inc. does not discriminat on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
Semper Home Loans, Inc. is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.
Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY
Rates are subject to change at any time and without notice. To ensure you have the latest rates, we update them in real-time.
Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rate, payment, and costs may differ.
Semper Home Loans, Inc. does not charge an origination fee. The one-time cost shown includes points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
*PRESCREEN AND OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing
acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call 1‐888‐567‐8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt‐Out Request
PO Box 505, Woodlyn, PA 19094‐0505, Experian Consumer Opt‐Out, PO Box 919, Allen, TX 75013, Equifax Options PO Box 740123, Atlanta, GA 30374‐0123.
Rates shown on any mail piece effective as of their mail date. Rates are based on market conditions and borrower eligibility. APR is based on a loan amount of 400k loan amount. Minimum loan amount is $50,000 and maximum loan
amount is dependent on your county limit. This is not a loan approval. This is not a commitment to lend. Subject to satisfactory property appraisal, verification of information, satisfying all underwriting conditions and no changes to the
borrower’s credit rating or financial position. APR’s and loan amounts may vary anytime, subject to equity, qualifications, and market conditions. Minimum and maximum loan amounts apply. Eligibility of VA disability benefits may
determine APR. Semper Home Loans, Inc. is not affiliated with your current lender. The loan information used in connection with this offer was derived from public records. The offer is made by Semper Home Loans. Not everyone will qualify.
By refinancing your existing loan, the total finance charges may be higher over the life of the loan. At least 210 days must have passed since you took out your current VA mortgage.
This offer is made by Semper Home Loans. We obtained your information from publicly available records. Semper Home Loans, Inc. is not endorsed by or affiliated with the Department of Veterans Affairs or the federal government. Products
not available in all areas and not everyone will qualify. Rates are based on market conditions and borrower eligibility. VA requires that the new loan significantly benefits you in order for it be approved. Please note we do not have all of
your information so we encourage you to contact us even is you do not meet our assumptions to see if you may qualify for other loan programs.
